Life, Health And Disability Insurance Planning

Illness, injury and accidents can happen at any moment. And while no one can predict the future, everyone can takes steps to protect themselves from unexpected financial disaster.

The Chapman Financial Group's experience uncovering personal risk enables us to quickly pinpoint areas of concern. Our access to a vast array of life, health and disability products allows us to match coverages to specific, individualized needs. And our expertise in evaluating these products enables us to strike the ideal balance between coverage, flexibility and price giving you the most for your insurance dollar.

Life insurance also frequently serves as the foundation of many business, financial and estate strategies. It has unique advantages such as a tax-free death benefit, and a tax-deferred cash build-up that can be used to replace lost assets, finance buy/sell agreements or fund non-qualified benefit plans. The Chapman Financial Group fully understands the tax implications and advantages of this valuable tool and uses them to your advantage.

The Chapman Financial Group deals only with insurers that demonstrate financial strength, providing the security you, your family and your employees need to build a worry free future.


 

Our Focus:

  • Improved Business Performance
  • Reduced Income Taxes
  • Wealth Creation
  • Wealth Transfer
 

The representatives of Chapman Financial Group (CFG) are licensed to do business in AZ and CA (Lic. #0D11445, 0381549 ) for Insurance and AR, AZ, CA, CO, FL, HI, IA, ID, KS, MD, MI, MN, NJ, NM, NV, NY, OH, OR, PA, TX, VA, VT, WA, WI and WV for a securities business. Fee-Based Planning offered through Zenith Enterprises, Inc, a state of CA Registered Investment Advisor. Third Party Money Management offered through ValMark Advisers, Inc. a SEC Registered Investment Advisor Securities offered through ValMark Securities, Inc. Member FINRA, SIPC 130 Springside Drv, Ste 300 Akron, OH 44333; 800-765-5201 www.FINRA.org Chapman Financial Group, Chapman Business Advisory Services, Zenith Enterprises, Inc. and Chapman Insurance Services are separate entities from ValMark Advisers, Inc. and ValMark Securities, Inc.

Any tax advice contained herein is of a general nature and is not intended for public dissemination. Further, you should seek specific tax advice from your tax professional before pursuing any idea contemplated herein. This advice is being provided solely as an incidental service to our business as (insurance professionals, financial planner, investment advisor securities broker.)